Most dangerous online banking scam of 2019 that cheated Indians

Gadgets Now | Debashis Sarkar | Dec 16, 2019, 09:06 AM IST

Most dangerous online banking scam of 2019 that cheated Indians

1 / 12

Most dangerous online banking scam of 2019 that cheated Indians

The most dangerous mobile banking scam in India in 2019 had nothing to do with malware-infected smartphones or ransomware. The scam had to entirely do with digital illiteracy among citizens and some fraud customer service representatives. Most online mobile banking scam including UPI or even Paytm e-KYC scam occured in the country because citizens do not understand how remote desktop apps like AnyDesk or TeamViewer work.

Note that AnyDesk or Teamviewer are completely legal apps and not a malware. Like any remote device control app, AnyDesk is a tool for IT professionals to work on remote devices without being on-site. This means by using this tool you can take control of other devices remotely. The situation is similar to how a popular useful tool like WhatsApp is being used to spread fake news due to lack of awareness. As for AnyDesk, very few seem to know about this and they end up giving access to their mobile screens to fraudsters.

Here is everything you must know about the most popular scam of 2019…

…Read more

The scam starts with a call from someone claiming to be a customer service officer from your bank or sometimes Paytm KYC executive

2 / 12

The scam starts with a call from someone claiming to be a customer service officer from your bank or sometimes Paytm KYC executive


…Read more

To make this scam call appear real, the fraudster will verify details like name, date of birth and mobile number with you

3 / 12

To make this scam call appear real, the fraudster will verify details like name, date of birth and mobile number with you


…Read more

The entire agenda of the fraud call is to convince you to download the AnyDesk or TeamViewer app

4 / 12

The entire agenda of the fraud call is to convince you to download the AnyDesk or TeamViewer app


…Read more

The fraud caller will try to scare you by saying that your card will get blocked or your Paytm will stop working or something similar to convince you to download AnyDesk or TeamViewer app

5 / 12

The fraud caller will try to scare you by saying that your card will get blocked or your Paytm will stop working or something similar to convince you to download AnyDesk or TeamViewer app


…Read more

After you download the AnyDesk or TeamViewer app on phone, it will ask for privacy permissions like any other app

6 / 12

After you download the AnyDesk or TeamViewer app on phone, it will ask for privacy permissions like any other app


…Read more

Once you give all permissions, the app will generate a code that will enable another person to see your mobile screen

7 / 12

Once you give all permissions, the app will generate a code that will enable another person to see your mobile screen


…Read more

The fraudster will ask for a 9-digit code that is generated on your phone to connect and access your mobile screen without your knowledge

8 / 12

The fraudster will ask for a 9-digit code that is generated on your phone to connect and access your mobile screen without your knowledge


…Read more

After this, the moment you disconnect the call, the fraud caller starts seeing and recording your mobile screen remotely

9 / 12

After this, the moment you disconnect the call, the fraud caller starts seeing and recording your mobile screen remotely


…Read more

The scam happens when you open any mobile banking app or UPI app, the fraud steals your login credentials

10 / 12

The scam happens when you open any mobile banking app or UPI app, the fraud steals your login credentials


…Read more

After this, the fraudster simply uses your mobile banking login IDs to transfer money

11 / 12

After this, the fraudster simply uses your mobile banking login IDs to transfer money


…Read more

As the fraudster gets access to your mobile screen, he can see all the OTPs and everything you are doing on your mobile secretly

12 / 12

As the fraudster gets access to your mobile screen, he can see all the OTPs and everything you are doing on your mobile secretly


…Read more

Trending Galleries

Here’s why these are the 30 biggest smartphone launches of 2019

source http://www.gadgetsnow.com

Write a Comment

view all comments